The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Near 60? Get a Financial Check-Up Even the savviest and most experienced among us need financial planning check-ins. IRA Withdrawals that Escape the 10% Tax Penalty The list of IRA withdrawals that may be taken without incurring a 10% early penalty has grown. How to Get Your Finances Ready for Retirement Everyone has a vision of their retirement in their heads.